Need A Financial Product › Forums › Insurance › Do I fall in smoker’s category for term insurance policy › Do-I-fall-in-smokers-category-for-term-insurance-policy_REPLY
You will fall in smoker’s category. A non-smoker is one who has never actively smoked in his life. If a non-smoker starts smoking after getting the policy, then his policy will remain intact. However, it may or may not impact at the time of claim settlement.