Need A Financial Product Forums Trading/Investments Is it possible to opt out of EPF Is-it-possible-to-opt-out-of-EPF_REPLY

#46962

Dilip Dalvi
Member

EPF is optional at the starting stage of career. One, calculate the returns of the other investment alternatives after taxation. Two, if you opt not to contribute 12% of your basic salary towards EPF then you will stand to lose 12% equal contribution from your employer. If you look at long term gains, then I think you should choose to contribute.

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