Need A Financial Product Forums Insurance Loan facilities provided under Jana raksha plan of LIC Loan-facilities-provided-under-Jana-raksha-plan-of-LIC_REPLY


Anil Anand

In case of facilities provided under Jana raksha plan of LIC, a policy holder can raise the loan amount on the security of the Jana raksha plan of LIC after the plan has acquired paid up value through payments of premiums for minimum of three years at least in case of full term policies and minimum period of two years in case of limited term policies from the date of commencement of the policy. The maximum amount which is credited to the policy holder is 90 percent of the surrender value of the policy and it is payable on half yearly basis at the prevalent rate of interest. If the policy holder poses of single premium policy then the loan will be availed after two policy years.

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