Risk-Evaluation-by-LIC_REPLY

[samkapoor77]

A life insurance company decides whether or not to entertain a risk and evaluate a risk through an underwriting process. Several factors determine risk assessment include sex, age, personal health, lifestyle habits etc. The insurance company insures you based on the data in the application form. Therefore it is advisable to the policy holders to enter honest information that may help companies to evaluate risks properly and give you proper insurance returns.