Need A Financial Product Forums Loans Should I take home loan or pay on my own Should-I-take-home-loan-or-pay-on-my-own_REPLY


Sam Daniel

Since the possession is 3 years away, for that period your tax savings on interest payments will be restricted to Rs. 30,000. If you take a loan, calculate the interest payments in a year. Deposit the available money in FD. Compare tax savings with the difference in interest payments and receipts then take decision.

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Simplypaisa, a web initiative by Elite Wealth Advisors Ltd, has the primary objective to help readers make smart financing decisions. What is smart finance? How to make smart financing decisions to procure assets or to meet one’s personal needs? Information is critical to make smart financing decisions: be it to purchase your dream house, a car, to start a business or to enable an entrepreneur to meet his/her working capital needs.Read More...


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