Need A Financial Product › Forums › Loans › 100 percent Loan to value ratio for buying house

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  • August 10, 2014 at 10:41 pm #46785
    samkapoor77
    Keymaster

    I want to purchase a house costing Rs. 45 lakhs. SBI and ICICI both are ready to give a loan for maximum of Rs. 38.25 lakhs. I already have a personal loan of Rs. 4 lakhs on my name. Is there way that I can get a loan for a total amount of 45 lakhs preferably from SBI otherwise from any other nationalized bank?

    August 13, 2014 at 9:14 pm #46786
    Sameer Kapoor
    Participant

    There is not even a single bank that will provide you loan for full value of property. At the maximum, you can get 80-85% of the property value, rest you need to arrange on your own.

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