Need A Financial Product Forums Loans 100 percent Loan to value ratio for buying house

This topic contains 1 reply, has 2 voices, and was last updated by  Hema Trivedi 2 years, 3 months ago.

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  • #46785

    Hema Trivedi
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    I want to purchase a house costing Rs. 45 lakhs. SBI and ICICI both are ready to give a loan for maximum of Rs. 38.25 lakhs. I already have a personal loan of Rs. 4 lakhs on my name. Is there way that I can get a loan for a total amount of 45 lakhs preferably from SBI otherwise from any other nationalized bank?

    #46786

    There is not even a single bank that will provide you loan for full value of property. At the maximum, you can get 80-85% of the property value, rest you need to arrange on your own.

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