A critical decision on Jeevan Anand and Jeevan Sathi

[samkapoor77]

I have 7 years old Jeevan Anand Policy and Jeevan Sathi for sum assured Rs. 2 lakhs and Rs. 2.5 lakhs respectively. As I have understood that the policies are not going to give me good returns, I am looking forward to surrender them. But I am getting only 60% of paid premiums. What I should do now?

[samkapoor77]

If you think that you can recover your losses on surrendering the policies during the remaining term period by investing the surrender value, then surrender the policies. Otherwise, let your policies be continued.

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