I am 45 years old and since last 5 years, I have been paying approximately Rs. 3 lakhs premium annually towards Jeevan Anand. As per agent, I need to pay for a total of 15 years and from my 56th to 75th birthday, I will be getting Rs. 50,000 monthly pension plus a cover of Rs. 90 lakhs. Have I invested more than what was required in this pension plan?