I have health insurance policy for self, wife and kid from ICICI Prudential. I have recently joined government organization and I will get medical benefits from my office. Can I keep my health insurance policy from ICICI Prudential as it is? Will there be any negative impact due to two policies?
Your health insurance policy will provide you a lump sum amount of money whenever you file a claim and there will be no impact on your claim if you have taken reimbursement from any other health insurance policy. Therefore, you can take as many policies as you feel like.