I want to get a cover by splitting my medical expenses between the two insurers. I want to know whether it is possible and legal to get medical insurance cover from 2 insurers or not? If yes, then how will I be able to get claim from 2nd company since all original documents will be deposited with first insurer?
Yes, you can claim your medical expenses from two insurers. In this case, you need to submit photocopies of documents to the second insurer along with a letter from the 1st insurer stating that the originals have been deposited to them.