My agent has suggested me to invest in HDFC Life Super Income Plan. As per him, premium will be Rs. 1, 44,000 for initial 8 years. After 8 years, payout will be Rs. 1, 00,000. At the end of 16th year, I will get a lump sum of Rs. 30 lakhs. However, brochure says the amount to be around Rs. 15 lakhs. Please guide me.