Need A Financial Product Forums Trading/Investments Different ROI calculations in HDFC Life Super Income Plan

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  • #46929

    My agent has suggested me to invest in HDFC Life Super Income Plan. As per him, premium will be Rs. 1, 44,000 for initial 8 years. After 8 years, payout will be Rs. 1, 00,000. At the end of 16th year, I will get a lump sum of Rs. 30 lakhs. However, brochure says the amount to be around Rs. 15 lakhs. Please guide me.


    Aarti Datta

    Brochure says around Rs. 15 lakhs, i.e. ROI will be only 6%, which in fact is too less when compared to simple term deposits with banks. You should not block your funds for 16 years.

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