Double cover joint plan of LIC is especially for husband and wife who are in the sacred bond of marriage. This sacred bond makes both husband and wife responsible for welfare of each other and welfare of their children. In this 21st century even the women are participating in running the homes and protecting the spouse and children in the time of uncertainties. In most of the cases the women is also a breadwinner for homes. In this time of uncertainties where there is not a single surety of life and death LIC offers a double cover joint plan for both the husband and wife’s life insurance.