Under the HCB or Hospital cash benefits promises, the person insured get the benefit of minimum initial daily benefit of 1000 if he/she is in a word other than that of intensive care unit. The insured parents or Parents in law or the spouse will get 1000 and if there is any dependent children of the Insured person is there he/she will get 1000 Rs. The maximum daily benefit for the insured person is 4000 Rs. whereas the insured spouse will get less than equal to the insured PI and insured parents will get less than insured PI in the case when there is no insured Spouse. The children of insured person will get less then equal to what insured spouse is getting.