The constitution of India defines a minor as a person who has yet not attained the age of 18 years. In case the life assured person is a minor i.e. he or she has not attained the age of 18 years then important point to note is that he or she will get the benefits of the policy only after attainment of majority (18 years). Second most important point to keep in mind is that the LIC offers a benefit rider called accident benefit at the less cost of 1 Rs. per 1000 sum assured up to certain limits. This benefit is only for people who have already attained majority (18 years). Therefore this benefit rider is not for minors and a minor can only get this benefit after attaining majority.