Need A Financial Product Forums Insurance Need a term insurance plan for self and non-working wife

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    Jigar Mehta

    My wife is non-working. I am looking for online term insurance plan for both of us. I have Bajaj Finance offering joint online term plan. I can go for a total of 75 lakhs term insurance ? 50 lakhs for myself and 25 lakhs for my wife. What are your suggestions for term plan?


    Chetan Patel

    Since no one is financially dependent on your wife, you need not to have large term cover for her. If you still wish to take term policy for her, then reduce the amount for her and increase the amount by the same value for your term policy.

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