My father-in-law has a problem of prostate enlargement. He had already gone through a surgery for hernia. Doctor has advised him to go for a knee replacement surgery as well. He is aging 66 years, I wish to get an insurance cover for him for at least Rs. 5 lakhs. I consulted representatives of Religare, National Insurance ad policybazaar. All gave me a same reply that he cannot be covered under any insurance plan. Can you suggest something for him?