I had a home loan from Kotak Mahindra Bank. But due to certain reasons, I got it transferred to SBI Max gain. It has been 5 months to me after the transfer has happened. My outstanding loan is for Rs. 22 lakhs. I have recently transferred Rs. 4 lakhs to my max gain OD account. My problem is that I am not able to understand the account statement. Can anybody please help on this issue?