For last 4 years, I have been investing Rs. 3,000 monthly in HDFC Top 200 fund. I invest in this fund as an investment for retirement. But in between its ratings has declined consecutively for months. What do you advice ? should I continue with it or should I bring a change in plan?
Since you have invested in this fund considering its long term benefits, you should not be really bothered with temporary monthly ratings rather focus on long term benefits and long term ratings. I will advice you to continue with the fund.