I have purchased builder flat for which I have taken a loan of Rs. 17, 50,000 from SBI maxgain. The property is under constructed and bank has disbursed only Rs. 4, 00,000 till now. I have paid 5 lakhs to builder from my own pocket apart from loan. Next installment to builder is due for Rs. 5 lakhs in next month which again I will be paying on my own. Will you suggest me to deposit surplus Rs. 3, 00,000 in OD account?