Need A Financial Product Forums Insurance What to do with ICICI Pru Smart Kid RP Policy

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    Way back in 2008, I was induced by my financial planner to invest in ICICI Pru Smart Kid RP Policy. It is an ULIP. I pay an annual premium of Rs. 50,000. The policy is for 20 years. Till date I have invested Rs. 3, 50,000 and as per the fund value as on date, the amount has grown by nearly 33%. What do you suggest should I continue with the policy or I should surrender it?


    If you are happy with the performance of the policy as compared to its peers then continue otherwise surrender it.

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