Need A Financial Product Forums Insurance When should I surrender my LIC Jeevan Saral Policies

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    Kunal Raut

    I have two LIC Jeevan Saral Policies, both having an annual premium of Rs. 30,025. I purchased the policies 4.5 years ago for tenure of 30 years. After reading so much on Jeevan Saral policies on this blog, even I have started feeling as if I have been duped by LIC and I won’t get much out of this policy. When should I surrender this policy ? now, after paying 5th premium or after 10 years?



    Check with the LIC office, surrender value in each of the cases mentioned by you and choose the option with minimum loss to you.

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