Which term plan should be purchased for taking additional riders

[samkapoor77]

I am planning to buy a term insurance plan. I am also interested in incorporating accident benefit rider and disability rider with the term plan. But I am confused between SBI and LIC. Moreover, I heard that in 2013 SBI cancelled riders on its term policies. Can an existing rider be cancelled like this in between the tenure of the policy? What will happen to the additional premium in that case?

[samkapoor77]

It is good that you are taking a term plan. But instead of opting for additional riders, I will suggest you to take simple general insurance policies for that.

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