Need A Financial Product Forums Loans Will I get credit card with an outstanding home loan

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    In 2008, I borrowed home loan from HDFC Ltd. In 2010, I borrowed personal loan from Citi Bank. Barring one or two, I have always paid EMIs on time. Personal loan has already ceased. I want to apply for a credit card. I am in service and since 2010 I have never applied for any other loan. Will I get a credit card or do I need to clear my debt before applying for it?


    You should definitely get credit card. But if you are still doubtful then you can apply for secured credit card, i.e. card against your FD.

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