Need A Financial Product Forums Loans Will I get credit card with an outstanding home loan

This topic contains 1 reply, has 2 voices, and was last updated by  Nalinesh 2 years, 4 months ago.

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  • #46833

    Nalinesh
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    In 2008, I borrowed home loan from HDFC Ltd. In 2010, I borrowed personal loan from Citi Bank. Barring one or two, I have always paid EMIs on time. Personal loan has already ceased. I want to apply for a credit card. I am in service and since 2010 I have never applied for any other loan. Will I get a credit card or do I need to clear my debt before applying for it?

    #46834

    You should definitely get credit card. But if you are still doubtful then you can apply for secured credit card, i.e. card against your FD.

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