Will you suggest family floater policy for my old parents

[samkapoor77]

I am 35 years old, wife is 32 years, son is 3 years and my parents are 69 and 63 years old. We are not covered by any health insurance policy. I have chalked three options ? one, take an individual policy for each and every member of the family. Two, go for a family floater and three, take a family floater covering self, wife and son and a separate policy for my parents. What will you recommend?

[samkapoor77]

Looking at your parents’ age, I don’t think that many insurers will cover them. I will suggest you to go for third option.

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