When I checked CIBIL report, my score was 785. At that time I had pending payments on my 3 credit cards (HDFC, Citi and SBI) along with personal loan from HSBC. Within 2 months of getting CIBIL score I cleared all my debts in full. I checked my CIBIL report, my score has decline to 752. Except HDFC, all have updated my status. With this score can I get home loan?