Need A Financial Product › Forums › Loans › Help me in understanding SBI max gain home loan statement › Help-me-in-understanding-SBI-max-gain-home-loan-statement_REPLY
September 6, 2014 at 5:24 pm
#47188
samkapoor77Keymaster
Surplus is shown in available balance. Since your loan is disbursed partially, available balance reflects surplus amount plus remaining undisbursed loan amount. Parking funds results in reduction in book value by the same amount. Interest is calculated on book value.