Need A Financial Product › Forums › Trading/Investments › Is it possible to opt out of EPF › Is-it-possible-to-opt-out-of-EPF_REPLY
August 22, 2014 at 9:00 pm
#46962
samkapoor77Keymaster
EPF is optional at the starting stage of career. One, calculate the returns of the other investment alternatives after taxation. Two, if you opt not to contribute 12% of your basic salary towards EPF then you will stand to lose 12% equal contribution from your employer. If you look at long term gains, then I think you should choose to contribute.