Need A Financial Product Forums Insurance How much amount is received by the pay holder when he surrenders his life insurance policy? How-much-amount-is-received-by-the-pay-holder-when-he-surrenders-his-life-insurance-policy_REPLY


Surendra Jha

When a life insurance policy is in force for a number of years it would acquire a cash value as the cash value is the ‘savings’ portion of a life policy. It is derived when your premium payments are more than the cost of insurance, whereby the excess goes into a cash value account and draws interest and if you decide to surrender your life insurance policy, the life insurance company will pay you the cash value, also known as surrender value. You will suffer a loss if you surrender your policy before the maturity period.

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