Need A Financial Product Forums Insurance How to calculate the surrender value of Jeevan Saral policy

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    Pravin Shah

    I have paid 3 annual premiums of Rs. 54,045 each towards Jeevan Saral policy. I am interested in surrendering my policy, but I am not able to calculate the exact surrender value. Will I get special value if I surrender it after 3 years? Can you please help in arriving at the value?


    You will get a guaranteed surrender value @ 30% of the 2nd and 3rd premium. While calculating, standard premium will altogether be ignored. For getting an exact value, contact LIC staff. You can also get the value from IVRS of LIC.

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