Need A Financial Product Forums Loans Is salary account a prerequisite for borrowing home loan

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    Gouri Kapoor

    I am working with a private company and I have a salary account with Oriental Bank of Commerce. I need to apply for a home loan. Is there a condition that I can only borrow home loan from a bank where I have salary account or savings bank account? Can I apply for home loan in SBI, HDFC or Punjab National Bank?


    Having a salary account in a bank in which home loan is applied for a not a prerequisite for loan. You can apply for a loan in whichever bank you want to apply.

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