I got a call from Policy Bazaar representative. He told me that premiums are soon going to enhance because mortality rates will go up. If I make delay in purchasing a term plan, I will have to bear a high cost in terms of enhanced rates. I am totally convinced with what he said. Kindly give your views and also let me know a good company from where I can get term plan.
Yes, you are right in catching his lie. Mortality rates have in fact declined. You can consider Aegon Religare i-term plan, Aviva i-life, LIC, Bajaj Allianz, etc.