I have invested Rs. 1, 50,000 in SBI Magnum Tax Gain Scheme and Rs. 25,000 in HDFC Top 200. I am also investing a SIP of Rs. 2,000 monthly in SBI Emerging Business Fund. I am finding it risky to keep a huge amount in SBI Tax Gain Scheme owing to its performance over last year. Please suggest a mutual fund for a long term investment with good returns.