Survival benefits are benefits which start after the five year of commencement of the policy. Policy holder should check his/her policy schedule to keep an eye on the due date of periodic claims of the policy. If there is any non-received payment on the due date of policy holder’s policy then the policy holder should get in touch with LIC branch office. If policy holder does not receive any required information he or she should contact the concerned LIC branch office. Policy holder can avail the option ECS. After the policy holder fill in the mandate form, annuity will automatically deposited in his/her account.