Need A Financial Product › Forums › Loans › Which is beneficial ? remaining with ICICI or transferring to SBI

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  • November 16, 2014 at 1:34 am #48476
    samkapoor77
    Keymaster

    I have home loan with ICICI Bank. I am getting good services from bank but as compared to SBI, rate of interest is quite high. Difference is 0.90%. I asked ICICI guys, they are ready to reduce my rate of interest by 0.45% if I pay Rs. 10,000. Should I stick to ICICI bank or transfer my loan to SBI?

    November 19, 2014 at 3:43 pm #48477
    samkapoor77
    Keymaster

    After the payment of Rs. 10,000, difference will be only of 0.35% which is not much. I will advice you to stay with ICICI and save yourself from botheration of transferring loan and from legal work involved in the process.

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