Need A Financial Product Forums Loans Which is beneficial ? remaining with ICICI or transferring to SBI

This topic contains 1 reply, has 2 voices, and was last updated by  Nikunj Vohra 1 year, 11 months ago.

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    Nikunj Vohra

    I have home loan with ICICI Bank. I am getting good services from bank but as compared to SBI, rate of interest is quite high. Difference is 0.90%. I asked ICICI guys, they are ready to reduce my rate of interest by 0.45% if I pay Rs. 10,000. Should I stick to ICICI bank or transfer my loan to SBI?


    Tushar More

    After the payment of Rs. 10,000, difference will be only of 0.35% which is not much. I will advice you to stay with ICICI and save yourself from botheration of transferring loan and from legal work involved in the process.

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