I took HDFC click2protect policy and mentioned everything honestly in the details. Recently went for a medical test at Apollo and my blood pressure and sugar was beyond limit. However, these were never a problem to me. 2 days later, I received letter from HDFC stating that my premium has been increased. Now, my tests are again normal. How can I get my premium reduced?
Go to the same hospital and get these tests done again. Take both your old and new report and contest it with HDFC. This way you can vouch your point and get your premium reduced.