I am earning Rs. 15,000 monthly and investing Rs. 2,000 in MFs through SIP for 20 years. But there is lot of uncertainty of my job. I don’t want to put breaks to SIP because of job loss. For that reason I am planning to invest in HUDCO tax free bonds for 20 years with an annual rate of interest of 9.01% so that I can invest the interest amount in SIP. Please provide your most valuable inputs for my planning.