Will you recommend me to purchase pure disability insurance policy

[samkapoor77]

I am a salaried person. My annual income is around Rs. 6 lakhs. I have a term insurance plan with Bharti Axa eProtect for Rs. 30 lakhs sum assured. I am interested in taking a pure disability insurance policy online. Will you recommend me to go for a rider or should I choose any other policy online? Please suggest

[samkapoor77]

I will not suggest rider because the coverage of the rider is limited. Online policy in this case is not available. Go for a standalone disability insurance policy in an offline mode from the reputed insurer of your choice.

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