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samkapoor77
KeymasterYes, a CIBIL score above 750 is considered to be good enough. The CIBIL score in the range of 750-900 is considered to be good. The banks will be happy to render loans at a low rate of interest as the risk of default is low. A high CIBIL score gives them a sense of assurance of getting the EMI payments on time. However, even if you have a minimum CIBIL score of 650, you still qualify for a personal loan. In January, I was falling short of INR 1 lakh to renovate my 1 BHK house in Sarita Vihar, New Delhi. During that time, I was going through a rough phase as I had too many emergency expenses, and hence this affected my CIBIL score, it dropped to 675. I did not want to borrow money from my friends and relatives, hence I was on the hunt for some company which could offer me a loan. I came across Upwards, went through their features, their offerings, and decided to take a personal loan in Delhi. I got an instant approval within a day and hence I was able to finalize the interior designer for the renovation work. Moreover, they provide flexible tenure for loan repayment and the eligibility criteria is quite straightforward.
KeymasterYes, a CIBIL score above 750 is considered to be good enough. The CIBIL score in the range of 750-900 is considered to be good. The banks will be happy to render loans at a low rate of interest as the risk of default is low. A high CIBIL score gives them a sense of assurance of getting the EMI payments on time. However, even if you have a minimum CIBIL score of 650, you still qualify for a personal loan. In January, I was falling short of INR 1 lakh to renovate my 1 BHK house in Sarita Vihar, New Delhi. During that time, I was going through a rough phase as I had too many emergency expenses, and hence this affected my CIBIL score, it dropped to 675. I did not want to borrow money from my friends and relatives, hence I was on the hunt for some company which could offer me a loan. I came across Upwards, went through their features, their offerings, and decided to take a personal loan in Delhi. I got an instant approval within a day and hence I was able to finalize the interior designer for the renovation work. Moreover, they provide flexible tenure for loan repayment and the eligibility criteria is quite straightforward.
KeymasterI think it can happen only on renewal, still I am not sure, you can get in touch with your insurance agent or company.
KeymasterYes a CIBIL score above 750 is considered appropriate.
KeymasterHow much does a 2 BHK cost in Vashi?
KeymasterCan I purchase a 3 BHK flat in Navi Mumbai? Typically, Vashi or Airoli? My budget is 75 Lakhs.
KeymasterHowever it is important to keep in mind that all SIP mutual funds have different schemes. If you are looking for a high growth opportunities then go for Kotak mutual funds is the best choice to reduce the risk and grow your wealth.
KeymasterI disagree with Your statement currently I have purchase 2 BHK flat in Navi Mumbai for 61 Lakh in kharghar sector 10 area. Brokers on TeamUP Network Channel helped me to find this property
KeymasterIPV is In Person Verification which is a regulatory requirement. Now a days almost all financial companies are asked to do the same where by they have to meet the person before opening his account. As such no fiduciary accounts get opened.
KeymasterI would suggest Apollo Munich – Optima Restore Family. It’s a kind Optima Restore plan offers a unique Restore benefit that automatically reinstates the basic sum insured in case you exhaust it in a policy year.
For premium calculation and to know more: here.
KeymasterThere are many such portals, some are old and some are very new. However, I want to reserve my comments related to security of transactions of these online portals.
November 20, 2014 at 9:58 am in reply to: Need financial planning for a physically disabled person #48483KeymasterHow much you want to invest on monthly basis? What are your current savings and investments? For how long you want to remain invested? In any case, I won’t suggest you any risky alternative.
KeymasterCalculate the difference in EMIs under both the options. Adjust the difference for pre-closure charges and processing charges. If you find beneficial then switch your loan.
November 19, 2014 at 3:43 pm in reply to: Which is beneficial ? remaining with ICICI or transferring to SBI #48477KeymasterAfter the payment of Rs. 10,000, difference will be only of 0.35% which is not much. I will advice you to stay with ICICI and save yourself from botheration of transferring loan and from legal work involved in the process.
KeymasterYou can stop SIP before the tenure without any charges. However, if you want to redeem the units in lock-in period than you have to pay exit load that will depend on your holding period of each individual unit.
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